Budgeting

Summer’s Coming & So Are The Bills! – Parents Article

As the weather warms up, we start to think about holidays.  Or rather the cost of having a holiday. Taking the kids out of school during term time to go on holiday is a highly contentious issue and it’s something, personally, I would not do without a very good reason. Promotional feature I’m not sure a fortnight in a theme park counts as a valuable life experience, which is often the… CLICK to read more. This is only a snippet…

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8 Ways to Stay Motivated When Finances Are Tight – Single Mum, Parents Article

Life throws us all sorts of curve balls. It’s all about the way you handle them. Being in debt and having a tight budget can be pretty burdensome. The key is to stay motivated and find a way to make your finances work even if money is tight for the moment. Staying motivated during tough financial times is easier said than done. However, here are some realistic ways to boost your motivation so you can get back on track financially.…

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7 Real Ways to Pay Off Your Student Loans Faster – Single Mum, Parents Article

I recently watched a documentary online about the 2008 housing crisis. The film followed 3 individuals who unfortunately lost their homes at the time and covered their journey to rebuild their finances over the past 10 years. It really inspired a lot of conversation about when the next financial crisis would occur in the U.S. – not if it would occur but when. Some economists and financial gurus brought up the idea that the next crisis could involve the massive…

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How do single mothers survive financially? – Single Mum, Parents Article

If you’re a single mother, you don’t need me to tell you about the daily financial grind. Bringing up a family with no income or just one income is hard. Therefore, it’s a fair question to ask: How do single mothers survive financially? Let me start by telling you that it IS possible. Not only will you survive financially but you will come out the other side with a knowledge and understanding that will see you financially thriving in the…

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5 Easy Hacks to Help You Stick to Your Budget – Single Mum, Parents Article

If you want to keep track of your finances and properly manage your cash flow, you need a budget. There’s no way around it but still, only 41% of Americans admit to having a budget. This means, most people are not organizing their finances or tracking their spending. While we all know that a budget is an important tool to have, the act of budgeting is a constant habit that many people fail to keep up with. Most people fail…

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7 Beyonce’-worthy Ways to Pamper Yourself on a Budget That Will Blow Your Mind – Single Mum, Parents Article

  If you watched Beyonce’s Homecoming documentary on Netflix, you know she spent 8-12 months working her body to the bone to get ready for her show at Coachella. I’m betting she got massages and other pampering services weekly, if not daily to soothe her aching muscles. I’m also willing to bet she went on a spa retreat after the show to get some much needed “me” time to recover. She can do that since she is rolling in the…

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How to Use a Spending Freeze to Reset Your Finances – Single Mum, Parents Article

There’s no argument that the best way to save money is to avoid spending it period. This is the thought process I had when I considered doing my first spending freeze a few years ago. A spending freeze is basically when you challenge yourself to refrain from spending money for a fixed amount of time. Having a no spend week or no spend weekend is a common way cut back on your spending and reset your finances. I’ve even heard…

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